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    Class of 2025: New Student-Loan Rules May Have Changed Your Playbook
    July 3, 2025 at 2:00 PM
    Congratulations—you’re about to cross the stage just as Congress finalizes the biggest student-loan overhaul in a generation. On July 2–3, 2025, the Senate and House passed the “One Big Beautiful Bill,” which:Shrinks repayment choices to two: a 10-year Sta...
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    What New Dentists Need to Know About Student Loans in 2025
    June 16, 2025 at 7:30 PM
    As you complete dental school or wrap up your residency, student loan repayment is probably at the front of your mind. For many new dentists, $500,000 balances are the norm — and the repayment decisions you make in your first few months after graduation ca...
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    What You Should Tell Your Kids About Student Loans Before They Go to College
    May 12, 2025 at 4:00 PM
    College is full of excitement and opportunity—but for many students, it also comes with a long-term financial burden: student loans.If you’re a high school senior—or the parent of one—it’s important to understand what borrowing for college really means, an...
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    Call Script for IDR Recount Issue
    February 18, 2025 at 9:00 PM
    I put this script together because many borrowers who consolidated their federal student loans under the Income-Driven Repayment (IDR) recount adjustment have not received the correct payment credit toward loan forgiveness. The U.S. Department of Education...
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  • Public Service Loan Forgiveness: Is It Worth It?
    September 18, 2019 at 7:00 AM
    Public Service Loan Forgiveness (PSLF) is a government program that forgives federal student loans after 10 years of qualifying work at a nonprofit or government organization. For this article, I’ll assume you’re at least somewhat familiar with the program...
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  • Private Refinancing and the Unintended Consequences – Part 2
    October 11, 2017 at 7:00 AM
    This post is a follow-up to Part 1 on private refinancing, which you can find here.So why might private refinancing be a bad idea?You lose your government benefits.Any time you refinance your student loans with a private lender, those new loans become inel...
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  • Private Refinancing and the Unintended Consequences – Part 1
    March 15, 2017 at 7:00 AM
    There’s a pretty good chance that if you have student loans (and even if you don’t), you’ve received a flyer or some kind of marketing piece claiming how much interest you could save by “refinancing” your loans. The private student loan market has seen tre...
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